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Real Estate Market 2024-09-20T11:57 財經茄呢啡 2014年9月15日,國務院批復同意在汕頭經濟特區設立華僑試驗區,要求積極開展先行先試,為新時期全面深化改革、擴大對外開放探索新路。回望十年,華僑試驗區一路高歌猛進、快速發展,一路大膽探索、改革創新,以拼搏踐行使命,以實干詮釋擔當,將新區美好藍圖一步步化作現實,努力打造「工業立市、產業強市」新高地,勇當汕頭建設現代化活力特區排頭兵。
Real Estate Market 2024-09-19T12:04 財經茄呢啡 侃財君發現多家媒體報道國內不少銀行宣布降低個人住房商業貸款息口,在江蘇、廣東等地,部分銀行推出的首套房貸息口降至3.05%;甚至有權威媒體報道,雲南玉溪,首套房及二套房貸息口進入「2時代」,降至2.95%。商貸息口都快趕上公積金了,侃財君趕緊問詢省內情況,幫購房一族算一算怎樣貸款,才更劃算。
Real Estate Market 2024-09-19T12:04 財經茄呢啡 為了提振市場信心,促進市場銷售,鄭州不斷釋放各項樓市利好政策。比如,在全國率先鋪開住房「以舊換新」,全面取消住房限購、限售、限價,提高住房公積金貸款額度,首套房首付比例不低於15%,二套房首付比例不低於25%等。
Real Estate Market 2024-09-14T11:50 財經茄呢啡 該計劃是政府提振房地產行業、同一時間實現創造更多經濟適用房目標的關鍵部分。隨著中國想方設法化解3.82億平方公尺的過剩庫存(相當於底特律的大小),上述計劃的發展令人失望,或加大中國出台更有力舉措的壓力。
Real Estate Market 2024-09-14T11:50 財經茄呢啡 先看第一個有關市場。依據DOJ在起訴書中的陳述,所謂「傳統多戶型住宅」指的是有五個或五個以上居住單位可以向公眾出租的公寓。依據DOJ的解釋,他們劃定的這一市場不包括學生住房、經濟適用房、老年公寓或軍人公寓等「非傳統」的公寓住宅。依據REALPAGE的預估,2023年美國的這類公寓共有1400萬套,這大約占到了同期美國公寓總量的2/3。
Real Estate Market 2024-09-12T11:54 財經茄呢啡 央行兩次降低5年期以上LPR合計35BP至3.85%,同一時間取消了全國層面首套、二套房貸利率下限。如今除了北京、上海和深圳房貸利率未取消下限外,全國其他城市均取消了利率下限。多個城市新發放的首套住房貸款利率已降至3.2%左右,還有部分城市首套房貸款利率降至3%以下。在廣州,華潤銀行首套房貸利率可低至2.89%,與公積金2.85%的利率幾乎持平。
Real Estate Market 2024-09-12T11:54 財經茄呢啡 降低公積金貸款利率和首付比例,5年以下(含5年)和5年以上首套房公積金貸款利率分別調整為2.35%和2.85%,第二套房公積金貸款利率分別調整為2.775%和3.325%。購買首套房、二套房公積金貸款最低首付比例均降至20%。
Real Estate Market 2024-09-07T11:53 財經茄呢啡 所稱「保障性住房」,指納入我省城鎮住房保障體系的安居房、經濟適用房、限價商品房、配售型保障性住房等。
Real Estate Market 2024-09-07T11:53 財經茄呢啡 理想很豐滿,現實很骨感。隨著房地產調控政策的不斷加碼,如「三條紅線」政策、「供地兩集中」政策、「房貸集中度管理」政策,內地樓市在2021年下半年發生了180度大逆轉,把香港人的投機夢攪碎了。
Real Estate Market 2024-09-05T12:02 財經茄呢啡 但也有 4 家銀行房貸利率在 3% 以下,分別是華潤銀行、匯豐銀行、渣打和廣州銀行,其中華潤最低,首套房和二套房可低至 2.89%,而且還可以做到兩年寬限期,匯豐則排第二,首套房貸利率可低至 2.9%,第二套房則可做到 3.15%。
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