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為什麼銀行要實施 壓力測試 ?
壓力測試可以為銀行提供關於在極端情況下所需資本的信息,幫助銀行確定合理的資本水平。如果壓力測試結果顯示銀行在某些情景下可能面臨資本不足的問題,銀行可以提前進行融資或調整業務策略,以確保資本充足率符合監管要求。這有助於增強銀行的抗風險能力,保障其在不利市
2025-07-08T    Stress test 

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