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二套房 公積金 貸款 首付比例降至20%
新政提出,居民家庭購買第二套住房,個人公積金貸款最低首付比例由30%降至20%;優化貸款額度計算公式,實施貸款額度與繳存余額掛鉤機制,提高可貸額度。此外,住宅小區老舊電梯更新個人支付部分可提取公積金。 新政著力提升住房供應質量。將推動龍泉驛區、新都區、溫江區、
2025-07-22T
2nd Mortgage
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二套房貸款 首付比例:首付需要多少?
首先,我們需要明確的是,二套房貸款的首付比例通常高於首套房。根據中國目前的金融政策,二套房的首付比例一般在40%至70%之間,具體比例取決於多個因素,包括購房者的信用狀況、所購房產的類型、以及所在城市的具體規定等。 首付比例的影響因素 1.城市政策:不同城市對二套
2024-06-10T
2nd Mortgage
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