Hot News

本港銀行同業拆息持續回升 一個月期拆息重上2厘水平 @ 2025-08-19T Back Hot News
Keyword:個月
Concept:一個月港元拆息
隨著金管局12度入市買港元後,銀行體系總結余已回落至約537億元,重返接近金管局5月初入市前水平,港元拆息(HIBOR)隨之回升,本周一更已重越2厘水平之上,報2.01393厘,創逾3個月新高。若以一般H按「H+1.3厘」計,H按實際按息已回升至3.31厘,僅比封頂息率3.5厘輕微低出19點子。有業內人士更直言,「超低息蜜月期」已完結。
隨著銀行體系結余回落,港元拆息(HIBOR)昨天全線上揚,與樓按相關的1個月HIBOR更連漲4日,並升穿2厘,報2.01393厘,再創3個月高位。按揭息率亦相應回升,以H按按息普遍為H加1.3厘計,昨天實際按息為3.31厘,惟仍略低於市場封頂息率的3.5厘。市場預期拆息仍會向上,不排除臨近月底邁向2.5厘至3厘,「超低息蜜月期」已暫時完結;惟美國聯儲局短期勢減息,屆時港元拆息或會跟隨下調,並帶動按息再度回落。
【本報訊】隨著銀行結余跌穿600億元,港元拆息抽升,昨日一個月拆息報2.01厘,單日急升0.56厘,短短兩日急升近1厘,實際按揭息率升穿3.3厘,逼近封頂息率,供樓人士每月供款增1成。
觀點網訊:8月18日,據媒體報道,香港經絡按揭曹德明指出,一個月HIBOR升至2.01厘,預計“超低息蜜月期”將提早結束,按息趨向正常化。經絡按揭轉介研究部最新數據顯示,2025年7月份的經絡按揭利率指數(MMI)最新報2.44厘,按月增39點子。
港元拆息|1個月HIBOR重上2厘創3個月高 業主低息蜜月期完結?【8月18日更新】

Mobile | Full
Forum rule | About Us | Contact Info | Terms & Conditions | Privacy Statment | Disclaimer | Site Map
Copyright (C) 2025 Suntek Computer Systems Limited. All rights reserved
Disclaimer : In the preparation of this website, 88iv endeavours to offer the most current, correct and clearly expressed information to the public. Nevertheless, inadvertent errors in information and in software may occur. In particular but without limiting anything here, 88iv disclaims any responsibility and accepts no liability (whether in tort, contract or otherwise) for any direct or indirect loss or damage arising from any inaccuracies, omissions or typographical errors that may be contained in this website. 88iv also does not warrant the accuracy, completeness, timeliness or fitness for purpose of the information contained in this website.