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港元存款|HSBC 3.925厘 活期存款5厘息優惠快搶 15間大行比較 @ 2025-01-21T Back Hot News
Keyword:港元定存 個月
Concept:個月定存息 , 港元定存最高息
中銀香港公布該行最新港元定存息率,其中「私人財富」/「中銀理財」客戶經網上銀行或手機銀行,存入新資金至少1萬元,開立3個月及6個月存期,分別享3厘及2.9厘;12個月定存暫未有優惠。優惠最終條款根據銀行公布為准。
華僑銀行6個月期港元定存息率為3.6厘,3個月及12個月期最高息率分別為3.5厘及3厘,起存額10萬元新資金,但需為宏富理財客戶;若為個人客戶,6個月最高息率為3.5厘,3個月及12個月分別為3.4厘及2.88厘,但起存額需50萬元新資金。
上述5厘為全新客戶優惠,若無意開新戶口,各大銀行之中以數字銀行較高息,PAOBANK的6個月存款期有高達3.8厘,起存額僅100元,毋需新資金,適合本文的起存門檻。
若以80萬元本金計算,4個月存款期以匯立銀行(WELAB BANK)最高息,年利率有3.65厘,可以速賺$9,600利息。南洋商業銀行雖然提供最高3.7厘,但起存額要100萬元,若是80萬元則低0.2厘,不及匯立(3.65厘)也低於富邦(3.55厘)。

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