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定存攻略|美本月減息預期急降溫 股市風雨飄搖 即睇港元定存避險選擇 @ 2025-01-13T Back Hot News
Keyword:高息 個月 港元定存 銀行
Concept:個月存款 , 港元定存最高息
中銀香港公布該行最新港元定存息率,其中「私人財富」/「中銀理財」客戶經網上銀行或手機銀行,存入新資金至少1萬元,開立3個月及6個月存期,分別享3厘及2.9厘;12個月定存暫未有優惠。優惠最終條款根據銀行公布為准。
香港銀行方面,建行亞洲下調3個月港元定存5點子;富邦下調1、3和6個月港元定存5點子;星展下調1個月港元定存20點子;創興、交銀香港、天星、理慧和匯立亦有下調港元定存息率。
其他數字銀行都有高息,集中在不同存款期,例如LIVIBANK及匯立銀行的3個月存期,分別有3.7厘及3.65厘。富融銀行的3個月及6個月存期都有3.6厘。
港元定存在2025年迎來新趨勢,銀行更傾向用高息優惠吸引全新客戶,多款4厘、5厘甚至新出現的6.18厘破頂存息,都屬全新客戶優惠,而且有不同附帶條件,賺高息的規則變得更為復雜。

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