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定存攻略|港元1個月定存4厘息 3個月最高4.2厘 穩賺新年「利是錢」 @ 2025-01-06T Back Hot News
Keyword:定存 個月
Concept:個月港元定存 , 個月定存最高
招商永隆指,現時3、6、12個月定期存款息率均下調,其中3個月港元定存為3.5厘;6個月定存為3.45厘;12個月定存見3.3厘,需以最少500萬港元以上金額開立;若不足亦享分別3.1厘至3.3厘港元定存息率。
【定期存款/定存/高息定存】年結後港元拆息大幅回落,多間港銀定存息率亦稍為下調。不過,踏入新一年,多間銀行均推出新客優惠,未知是否瞄准各位的新一年儲錢大計?建行亞洲新客1個月定存有6.8厘。工銀亞洲新客3個月定存享5厘,起存額低至1000元。
2025年伊始,港元定存市場繼續有驚喜,多款高息由去年底延續至今年第一季,更有銀行新增低門檻5厘優惠,各出奇招搶客吸存。當中,3個月存款期仍然是主戰場,最高息的優惠盡在這里。
港元定存|兩銀行新年即減港元定存息 2025響頭炮最高息8厘
港元定存|兩銀行新年即減港元定存息 2025響頭炮最高息8厘
兩款5厘都屬於3個月港元定存,最高息有5.68厘,起存額為500萬元新資金,新一年只限全新開立或晉升「私人財富」客戶才可開立(上月是現有客戶也可開立),即資產值最少要達800萬港元。
銀行的全新理財戶口,若有定期存款優惠,一般都只限短存期,鮮少有12個月長存期,除了東亞銀行。該行的全新顯卓私人理財客戶,12個月港元定存本周由3.2厘減至3厘,但仍屬市場上少有的新客戶長息優惠。

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