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港元定存|2025年轉向減息 最高5厘搶客 17大銀行最荀利率比較 @ 2025-01-05T Back Hot News
Keyword:定存
Concept:港元定存高息 , 個月定存最高
招商永隆指,現時3、6、12個月定期存款息率均下調,其中3個月港元定存為3.5厘;6個月定存為3.45厘;12個月定存見3.3厘,需以最少500萬港元以上金額開立;若不足亦享分別3.1厘至3.3厘港元定存息率。
東亞下調3個月港元定存20點子;交銀香港下調3個月港元定存5點子;天星亦有下調港元定存息率。
2025年伊始,港元定存市場繼續有驚喜,多款高息由去年底延續至今年第一季,更有銀行新增低門檻5厘優惠,各出奇招搶客吸存。當中,3個月存款期仍然是主戰場,最高息的優惠盡在這里。
港元定存|兩銀行新年即減港元定存息 2025響頭炮最高息8厘
港元定存|兩銀行新年即減港元定存息 2025響頭炮最高息8厘
兩款5厘都屬於3個月港元定存,最高息有5.68厘,起存額為500萬元新資金,新一年只限全新開立或晉升「私人財富」客戶才可開立(上月是現有客戶也可開立),即資產值最少要達800萬港元。
銀行的全新理財戶口,若有定期存款優惠,一般都只限短存期,鮮少有12個月長存期,除了東亞銀行。該行的全新顯卓私人理財客戶,12個月港元定存本周由3.2厘減至3厘,但仍屬市場上少有的新客戶長息優惠。

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