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人民幣定存高息精選 - 20240830 - 經濟 @ 2024-09-03T Back Hot News
Keyword:港元定存 高息 個月
Concept:高息定期存款 , 逆市加港元定存
匯豐的6個月港元定存年利率有3.5厘,在4大銀行之中最高息,亦在逾20間銀行之中排名前10,這對資金充裕的發鈔行而言較為罕見。
12個月港元定存,現有資金最高3.65厘,是招商永隆銀行的大額存戶優惠,要500萬元起存,但其實50萬元起存也有3.55厘,以同等50萬元起存計,較富邦的3.5厘高息。
港元定存|4厘倒數一星期!3個月收息近$9,000 盤點6款即將到期高息優惠
一般人最留意大型銀行的動向,因為資金一向存放在大銀行,亦未必有空轉移至較高息的中小型銀行。然而,若想做12個月港元定存,4間大型銀行之中,暫時僅渣打銀行提供3.3厘優惠,較市場平均水平低。而其余匯豐、中銀香港及恆生,暫時都沒有做長存期的推廣。

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