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專家預計短期3個月定存息或邁向3厘至3.5厘 @ 2024-08-16T Back Hot News
Keyword:定存 個月 高息
Concept:個月定存息最高 , 港元定期存款減息
華僑銀行於8月9日再調整港元定存利率,現以全新資金港幣500,000元或以上,敘做3個月存款期的港幣定期存款客戶,可享3.7厘年利率,宏富理財客戶則存100,000享高達3.8厘,利率明顯回落。假設一般客戶以$500,000開立3個月定存,大約可賺$4625利息。
招商永隆指,現時3、6、12個月定期存款息率均下調,其中3個月港元定存為3.6厘;6個月定存為3.6厘;12個月定存見3.65厘,需以最少500萬港元以上金額開立;若不足亦享分別2.55厘至3厘港元定存息率。
另外,創興最新亦減定存息,以5000元起存,3個月息率減至3.45厘,6個月僅2.95厘。如存款50萬起,3個月仍有3.9厘,但只適用於全新客戶;如存款100萬元以上,則3個月仍可享4厘息。
相較之下,虛銀的定存息率似乎更吸引。其中富融3個月及6個月息減至3.7厘及3.6厘,適用於新舊客戶以新舊資金辦理,起存額僅1元。匯立3個月及6個月息減至3.4厘,9個月及12個月降至3.3厘,新舊客戶透過手機APPS以新舊資金辦理,最低存款額僅10元。

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