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集友銀行推120天港元定存 息率最高3.95厘 本金100萬穩陣收息1.3萬 @ 2024-08-09T20: Back Hot News
Keyword:定存
Concept:銀行減息 , 個月港元定存息
市場預期美國聯儲局將於9月減息,各大小銀行的則提早下調港元定存利率,不少銀行已不見4厘高息蹤影。匯豐、恆生、中銀、渣打等大行的港元定存利率繼續徘徊在3.3-3.6厘之間,雖然市面上仍有少量高息選擇,不過門檻較高,今個星期觀察到更多銀行減息,投資者要自己衡量等重上高息,抑或先做短期定存。須注意的是大部分銀行須以新資金開立定存方可享優惠。以下盤點18間銀行港元定存選擇。
10萬定存利息2024 港元定期存款高息比較 3個月最高4.05厘 8月最新
招商永隆指,現時3、6、12個月定期存款息率均下調,其中3個月港元定存為3.6厘;6個月定存為3.6厘;12個月定存見3.65厘,需以最少500萬港元以上金額開立;若不足亦享分別2.55厘至3厘港元定存息率。
▲ 目前3個月港元定期存款仍最受讀者歡迎,但加息周期尾聲,也有讀者關注應否鎖定較長存期,以下列出7大港元定存的期限,長、中、短存期任君選擇。
12個月港元定存大比並 3.75厘大戶收息逾7萬 9銀行達3.5厘或以上
高息定存 | 多間港銀下調港元定存利率,渣打6個月仍有4厘
高息定存 | 恆生1個月美元定存息5.9厘,富邦3個月5.4厘

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