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6個月港元定期大比並 5銀行4厘混戰 賺$20,000被動收入 @ 2024-07-22T Back Hot News
Keyword:定存
Concept:存款利率 , 高息港元定存
匯豐、恆生、中銀、渣打等大行的港元定存利率繼續徘徊在3.4-3.6厘之間,不過市面上仍有高息選擇,最高可達4.9厘。須注意的是大部分銀行須以新資金開立定存方可享優惠。以下盤點16間港元定存達4厘或逼近4厘的高息選擇。
【港元/定期存款/港元定存/拆息/聯儲局/減息/星展/建行亞洲/華僑銀行/減息】港元1個月拆息兩連挫,現為4.63厘,今天(7月22日)有兩間銀行調整港元定期存款息,當中1減1加,包括星展提高1年期0.15厘,新息率3.55厘;反觀,建行亞洲日加日減,剛微削門檻1000萬元3個月年息0.05厘至4.15厘。
上述最高息的銀行,包括兩款6厘優惠,都是全新客戶才可開立。那麼現有客戶呢?近日出現4.2厘新高息,華僑銀行一舉把3個月港元定存,由3.6厘加至4.2厘,需10萬港元新資金,理財客戶才可開立。

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