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港元活期|年息8厘8 賺盡15萬 @ 2024-07-21T Back Hot News
Keyword:定存 港元
Concept:最高息銀行 , 港元定存利率
工銀亞洲推出開戶迎新賞,新客戶在推廣期內透過指定途徑開立「理財E時代」賬戶/「綜合賬戶」、「綜合投資賬戶」及成功申請ICBC聯合出版信用卡,可享迎新賞包括港元三個月定存年利率6厘(定存優惠推廣期為2024年6月3日至2024年10月31日)等,每筆定期存款起存額為1,000元,優惠只適用於該行零售個人新客戶透過手機銀行「E定存」開立之首10萬元的3個月定期存款。
匯豐、恆生、中銀、渣打等大行的港元定存利率繼續徘徊在3.4-3.6厘之間,不過市面上仍有高息選擇,最高可達4.9厘。須注意的是大部分銀行須以新資金開立定存方可享優惠。以下盤點16間港元定存達4厘或逼近4厘的高息選擇。
富邦銀行方面,港元3個月及6個月定存息率同為4厘,12個月亦有3.9厘,起存額為50萬元,但不論新舊資金,需經FUBON+手機應用程式申請;若起存額為20萬至50萬元以下,3個月及6個月定存息率降至3厘,12個月則為2.9厘。
更吸引的是,該行的3個月及6個月港元定存,都重回4厘水平,加幅多達0.6厘,當中3個月4.2厘年利率,是目前各大銀行給予現有客戶的優惠中最高息的。

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