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港元定存|港元3個月定存最高6厘快閃息倒數上車趁早- 香港經濟日報- 即時新聞頻道- 即市財經- Hot Talk @ 2024-07-01T Back Hot News
Keyword:定存 港元定 香港經濟日報 高息 定期 銀行
Concept:個月港元定存高息 , 定期存款利率大比並
3個月港元定存高息之選
▲ 新手做定存,1萬港元或10萬港元起都有高息年利率選擇,儲蓄並非難事。本文選出多款低起存額的港元定期存款。
做定期存款,本多就利大,這本來就是富者愈富的游戲。況且,不少銀行為搶大額存戶,最高息的優惠往往要求百萬元起存。本網前一篇文章介紹低起存額、低門檻的港元定存。今次就介紹起存額達50萬元、甚至100萬元的大戶專屬優惠。
上圖可見,3個月港元定存雖然最多高息優惠,但無論是建行亞洲或工銀亞洲的6厘、花旗的4.5厘、匯豐的4.3厘等等,全都屬全新客戶優惠,更有不少需為理財客戶。
▲ 港元定存超高息最後召集
6月30日|據香港經濟日報,6月最後一周,港銀普遍「休戰」,全周有1間銀行減少港元定期存款利息(較上周5間少),大新把半年期年息累減1.1厘至險守3厘。相反半年結另有3行壓軸加息(跟上周相同),建行亞洲搶千萬富翁的大額新錢等。專家指,半年結前港銀罕有大打「免戰牌」,相信不少業界巳「跑夠數」,遂料七一回歸長假後,當季結效應消退,相信定存息更易跌難大升,及至經濟有明顯復蘇,貸款漸增,高息吸存才有更多出路。

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