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紐約期金收市跌逾1% - RTHK @ 2024-05-14T Back Hot News
Keyword:黃金 金價
Concept:黃金價
今年開年以來金價連續上漲,在年初時因為疊加了傳統農歷新年的消費因素,多地曾掀起過黃金搶購的熱潮,進入三、四月後,消費者的購買熱情有所下降。「五一」節前,中國黃金協會公布的一項數據顯示:2024年一季度,全國黃金消費量308.905噸,與2023年同期相比增長5.94%。其中:黃金首飾183.922噸,同比下降3.00%;金條及金幣106.323噸,同比增長26.77%。
「從金融機構層面來看,近期掛鉤黃金的理財產品發行數量有明顯提升,這類產品一般為結構性理財產品,以封閉運作為主,風險等級主要為R2。」普益標准研究員董翠華告訴中國證券報記者,此類理財產品在資產配置方面,一般采用「固收+黃金」策略,大部分產品配置黃金比例不會太高,多為10%以下。部分產品會以較高倉位持有黃金資產,通過黃金ETF、場外期權等進行黃金投資,這種方式更有利於應對黃金價格短期波動,獲得較好的投資回報。
當前,專家認為,隨著美聯儲降息預期的推遲和中東地緣沖突的緩解,黃金或有著進一步回撤的趨勢。在金價下跌時,難免會有消費者想盡快「下手」。然而,消費者首先應該客觀理解黃金市場和黃金投資相關知識,從正規渠道購買黃金、金飾,以免買到低質量和假冒商品。

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