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港元定存高息精選- 20240430 - 經濟- 每日明報 @ 2024-04-30T16: Back Hot News
Keyword:定存 高息
Concept:即時新聞頻道 , 個月港元定存高息
港元定存市場大放異彩,雖然整體以減息為主,但個別銀行有超高息推廣。但讀者宜小心條款細節,目前市場上兩款6厘高息,都設存款上限。
不過,6個月港元定存仍有高息優惠,4.35厘本周仍繼續做,雖然不少銀行都在爭奪大額資金,但亦有銀行大小通吃,低門檻的年利率也逆市調升至4.1厘。
港股有好轉,但市場信心仍欠奉,從股市套現後,若要保持一定資產占比在保守產品上,雖然近期港元定存現減息潮,但退潮中仍能尋到寶,本文介紹幾款4.3厘高息,兩款6厘仍在激斗,還有最少4款在4月底到期的優惠。
100萬港元定存|無痛收息逾$40,000!富人專屬 12款高息一覽
▲ 《香港經濟日報》APP內的「存息格價」功能,有專人更新最新港元定存年利率。
近日港元定存有下跌趨勢,不少銀行甚至失守4厘大關,退守3厘年利率。銀行策略有所改變,主攻大戶、理財戶,最高息的定存產品,往往要數十萬元甚至百萬元起步。例如,連一向標榜低門檻的虛擬銀行,近日也把高息的起存門檻提升至50萬元。
高息港元定存|隱藏4厘優惠!發鈔行額外加0.2厘、4.1厘倒數

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