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港元定期存款利率|大新、匯豐、中銀香港等銀行比較及優惠 @ 2024-04-27T04: Back Hot News
Keyword:香港經濟日報 港元定存 高息 銀行 個月 理財 收息攻略
Concept:個月港元定存高息
港元定存市場大放異彩,雖然整體以減息為主,但個別銀行有超高息推廣。但讀者宜小心條款細節,目前市場上兩款6厘高息,都設存款上限。
不過,6個月港元定存仍有高息優惠,4.35厘本周仍繼續做,雖然不少銀行都在爭奪大額資金,但亦有銀行大小通吃,低門檻的年利率也逆市調升至4.1厘。
▲ 陸續有銀行減港元定存年利率,並全線跌穿4厘,以下14間銀行仍守住4厘高息(不計3個月以下短存期)。
近日港元定存有下跌趨勢,不少銀行甚至失守4厘大關,退守3厘年利率。銀行策略有所改變,主攻大戶、理財戶,最高息的定存產品,往往要數十萬元甚至百萬元起步。例如,連一向標榜低門檻的虛擬銀行,近日也把高息的起存門檻提升至50萬元。

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