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【錢夫人巡鋪】中小銀行搶定存「百萬大戶」最著數? @ 2024-04-20T12: Back Hot News
Keyword:定存 香港經濟日報 理財 個月 收息攻略
Concept:收息攻略 , 港元定存高息
此前全城最高的6個月存期,是南商的4.35厘,但必需是特選理財客戶,且起存額要100萬元新資金。富邦加至4.35厘後,填補了中等門檻的定存缺口。
港元定存的趨勢是減息,縱有個別銀行加存息,亦大多以吸納高端大客為主。低起存額的6個月存息,目前最高4.2厘,屬信銀國際的優惠,但需為高端理財客戶。
現在開立6個月存期,可鎖定5厘高息至第四季。6個月美元定存最高5.1厘,屬南洋商業銀行的優惠,雖然要特選理財客戶,但起存金額不高,只需10萬港元等值。

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