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各大銀行定存重上4厘!最新定存利率高達6% 入場即賺$1500! @ 2024-03-28T08: Back Hot News
Keyword:定存 個月
Concept:高息定期存款 , 個月港元定存最高
定期存款|今年或只減息3次 12個月港元定存4.1厘、美元兩間4.7厘
▲ 《香港經濟日報》APP內的「存息格價」功能,有專人更新最新港元定存年利率。
7個月港元定存4.4厘,匯立銀行(WELAB BANK)50萬元起存;
縱觀目前最高息的3個月港元定存,全屬新客戶優惠,雖然工銀亞洲6厘,以年利率計是最高息,但由於有存款上限,實際賺息金額反而不多。
港元定存3個月6厘、4個月4.8厘都屬新客戶優惠,且推廣期限快完結;反而6個月4.33厘及7個月4.4厘,是新舊資金皆可。
除上述5間銀行外,其余銀行的12個月港元定存,仍在4厘以下。下表盤點逾10間銀行的12個月存期年利率︰
10萬元新資金開立港元定存,高息以吸納新客戶為主,就像工銀亞洲的3個月6厘,起存額1000元,上限存10萬元,為「E開戶」的優惠,即個人新客戶透過手機銀行「E定存」開立。
回顧目前全城最高的港元定存,若不計1個月或以下的超短存期,3個月或以上,最高有達6厘年利率。
港元定存│港元3個月定存最高6厘倒數 穩袋7500元快閃息

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