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投資平台Syfe推定期存款投資服務現時6個月年化收益率4.7厘(18:14) - 20240314 - 即時財經新聞 @ 2024-03-15T20: Back Hot News
Keyword:定存 高息
Concept:中銀香港 , 個月高息定存最高
縱觀目前最高息的3個月港元定存,全屬新客戶優惠,雖然工銀亞洲6厘,以年利率計是最高息,但由於有存款上限,實際賺息金額反而不多。
美元定期存款年利率仍較港元高,上圖可見,1個月美元定存尚有5厘選擇,不計兌換優惠,富邦的5.3厘最高息,3萬美元可起存;大戶也可考慮建行亞洲的5.15厘,需40萬美元新資金,單月利息相當於1.3萬港元。
最高息的12個月港元定存(請按下圖)
10萬元新資金開立港元定存,高息以吸納新客戶為主,就像工銀亞洲的3個月6厘,起存額1000元,上限存10萬元,為「E開戶」的優惠,即個人新客戶透過手機銀行「E定存」開立。
最高息的6個月港元定存(請按下圖)

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