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虛銀平安壹賬通WeLabBank加中長期定存息6個月4.5厘全港最高 @ 2024-03-06T08: Back Hot News
Keyword:定存 個月
Concept:個月定期存款 , 港元定存最高息
▲ 《香港經濟日報》APP內的「存息格價」功能,有專人更新最新港元定存年利率。
港元定存重新加息?即睇5厘快閃攻略 12個月4厘抗通脹
回顧目前全城最高的港元定存,若不計1個月或以下的超短存期,3個月或以上,最高有達6厘年利率。
雖然多間銀行減美元定期存款年利率,但6個月存期重返5厘,屬虛擬銀行富融的優惠,其他銀行亦有不少高於4.5厘的選擇,例如大新銀行,近日連環加至4.9厘,都比港元定存高息,本身有美元存款的讀者,宜在美國減息前部署。
▲ 目前市場預期美國最快6月才減息,有兩間銀行即搶推4個月港元定存優惠,包括富邦及工銀亞洲,最高年利率達4.6厘。
10萬元新資金開立港元定存,高息以吸納新客戶為主,就像工銀亞洲的3個月6厘,起存額1000元,上限存10萬元,為「E開戶」的優惠,即個人新客戶透過手機銀行「E定存」開立。

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