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追數背後銀行成本龐大 專家:樓價跌就Call Loan 會引起社會大動蕩 @ 2024-02-22T20: Back Hot News
Keyword:銀行 Call Loan
Concept:樓價下跌銀行不會 , 冀銀行人性化待客
負資產個案逾2.5萬宗,業主擔憂銀行「Call Loan」,不過按揭專家表示,其實目前已甚少出現因物業變成負資產而立即Call Loan的情況,因為銀行背後成本...
金管局副總裁阮國恆重申,本港銀行不會單憑樓價下跌,向客戶Call Loan (提前追回貸款),但銀行亦看重企業客戶整體營運環境,一旦環境變得惡劣,銀行...
香港負資產急升,去年第四季有2.5萬宗,不但比第三季升了1倍,而且是20年新高,很多人話香港經濟大環境很差,所以才會出現咁多資不抵債的負資產。
【now.com財經】香港在去年第四季,負資產數日急升至二萬五,比第三季多一倍,香港政府大為緊張,因為繼續倍翻,到了今年第二季,就會有十萬個負資產...
金管局副總裁阮國恆表示,當局去年底已向銀行發出通函,重申不應只因物業價格下跌而收回貸款(call loan),但銀行亦會因應企業營運情況而采取風險管理...
本港樓市持續向下,市場多次傳出銀行准備要求客戶「call loan」的消息,包括按揭及以物業作抵押的商業貸款。金管局副總裁阮國恆日前稱,...
有最近被銀行call loan call到暈的老友指,不明白他與銀行做了數十年生意,從未有過呆壞帳,不但依期供款,就算在年尾時,銀行要求做一些定期,...
本地資產價格跌跌不休,繼早前有消息指,個別銀行向客戶Call Loan(提早追收貸款),情況亦蔓延至小巴界。有報道稱,有...
香港樓價連跌兩年,負資產個案急升乃意料中事,但增長幅度有點令人吃驚。金管局公布,負資產住宅按揭貸款宗數,由2023年第三季末的11123宗,...
智通財經APP獲悉,2月20日,對於近期有出現銀行向客戶call loan(提前償還按揭貸款)的情況,香港金管局助理總裁(銀行監理)陳景宏為此表示,多年以來,...

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