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5年LPR勁減息0.25厘決心護樓 @ 2024-02-22T04: Back Hot News
Keyword:下調 減息 經濟
Concept:年期下調
實際上,市場早在1月已憧憬人行減息,可上月當局卻按兵不動,頗令市場失望,並在資本市場掀起了新一輪沽壓。先是被視作定價基礎的中期借貸便利(MLF)本月繼續按兵不動,以穩定人民幣匯率,繼而是昨日宣布下調LPR以穩經濟,遲來總好過不來。但能否起到提振景氣的關鍵,在於是否有需求回升的配合。要省了供樓利息支出的居民願意消費、受惠利息成本下降的企業願意作出新投資,始能帶動貸款需求,那減息才能轉化成提振經濟景氣的力量,並保障銀行的利息收入基礎。
他認為,目前內地實質利率高,仍有減息空間,預料第2、3季LPR仍有10至20點子下調空間,幅度要視乎經濟數據表現、美國幾時開始減息等。

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