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人行:經營性物業貸款可用於償還相關債務|財經|商業電台 881903 @ 2024-01-25T16: Back Hot News
Keyword:經營性物業貸款 房企 內房 融資 人行 新聞
Concept:中國房地產 , 港股市港股
國金證券指出,地產板塊正處於業績&估值雙重底部,政策催化或迎布局機遇。經營性物業貸款政策的完善能在一定程度上改善房企現金流狀況,而行業的平穩健康發展關鍵在銷售的企穩,仍需寬松政策的持續支持。平安證券認為,本次央行、金融監管總局聯合印發關於做好經營性物業貸款管理的通知,細化商業銀行經營性物業貸款業務管理口徑、期限、額度、用途等要求,進一步拓寬房地產企業融資渠道。
潘功勝表示,央行和金融監管總局將出台完善經營性物業貸款的有關政策,支持優質房企盤活存量資產,擴大資金使用范圍,改善流動性狀況,文件將於兩日內發布。中央金融工作會議提出一視同仁支持房企融資後:11月央行、金融監管總局、證監會聯合召開金融機構座談會,提出「三個不低於」的量化指導要求,同時擬修改相關貸款管理辦法;24年1月住建部、金融監管總局提出在地級及以上城市建立城市房地產融資協調機制。本次經營貸政策調整即是對金融機構座談會相關提法的具體落實,該行預計有望放松經營貸用途、提高抵押率,同時平衡准入門檻,利好持有較多優質資產的房企。

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