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銀行推168日定存息5.3厘優惠全港最高 @ 2023-11-20T00: Back Hot News
Keyword:定存 個月
Concept:銀行收息攻略 , 個月港元定存息最高
美國聯儲局主席鮑威爾再「放鷹」,稱仍有機會加息,加上臨近年尾,陸續再有銀行上調定存息搶存款,繼日前大行匯豐及恆生上調中短期定存息後,最新有大新銀行將3個月港銀定存息加至5.1厘,超越富邦的5厘,為目前全港最高的3個月港元定存息。
虛擬銀行也有加息,天星銀行把6個月存期也加至4.5厘,與3個月存期看齊。而平安壹賬通(PAOB)近日亦有上調定存息率,將4、6及12個月定存息由原來的4.7厘劃一加至4.8厘。
講到龍頭發鈔行,近期就以匯豐最積極,密密加定存息率「搶錢」。據匯豐網頁顯示,該行3個月及6個月港元定存息,分別見4.7厘及4.6厘,不過就只有尚玉同卓越理財客戶先享有呢個優惠。匯豐ONE客戶同其他客戶3個月定存息為4.5厘,6個月則為4.4厘。至於恆生最近亦都將3個月及4個月定存息加至4.7厘。以此計算,如果大家擺放5萬元,存放3個月,全期穩袋近600蚊。
【港元定存】3個月港元定存息最高6.8厘 幾多間銀行擁有5厘息計劃?
開立6個月港元定期存款,鎖定利息回報,不怕近期的波動市況,可以鎖定近5厘高息至明年中。6個月存期的港元定存目前最高4.9厘,比綠色債券的保底息更高,半年收息$24,500。
繼匯豐上周加港元定存息後,恆生銀行(00011)昨日亦跟隨加息,3個月定存息加0.2厘,至4.7厘;6個月則加0.1厘,至4.6厘,即與匯豐高端客戶定存息率看齊。 (BC)

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