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定存攻略|恆生跟匯豐加定存息3個月見4.7厘起存額只需1萬元 @ 2023-11-14T20: Back Hot News
Keyword:定存 個月
Concept:個月港元定期存款 , 銀行起存額100元
港元定存方面,匯豐3個月和6個月定存年利率分別為4.5厘和4.4厘,1萬美元起存。中銀香港、渣打香港則同為4.5厘,也是1萬港元起存。恆生客戶如透過分行或電話理財渠道敘做定存,3個月和6個月的年利率依次為4.5厘和4.4厘;如選用網上理財渠道,年利率可分別上調20點子,至4.7厘和4.6厘。
本地龍頭大行匯豐,將3個月及6個月定期存款年利率上調。其中尚玉或卓越理財客戶的3個月定存年利率為4.7厘,6個月定存年利率為4.6厘,起存額為1萬元。
而恆生今日(11月13日)加息後,3個月與6個月,同樣加至4.7厘及4.6厘,與匯豐看齊,而恆生同時設有4個月4.7厘,是4個月存期當中全城最高息。
香港銀行的拆息目前有5厘左右。無論大銀行或小銀行,定期存款的利息都相當高,大銀行如匯豐其3個月和6個月定期存款息率為4.6厘和4.7厘。小銀行的定存息率都超過了5厘。這反映了什麼訊息呢?

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