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定存攻略|匯豐再加定存息率 3個月期高見4.7厘 隨時掀起銀行加息潮 @ 2023-11-13T08: Back Hot News
Keyword:定存 個月
Concept:銀行起存額100元 , 個月港元定存息加至
本地龍頭大行匯豐,將3個月及6個月定期存款年利率上調。其中尚玉或卓越理財客戶的3個月定存年利率為4.7厘,6個月定存年利率為4.6厘,起存額為1萬元。
匯豐上調定存息率,3個月港元定期存款息率升至最高4.7厘,6個月定期加至4.6厘,適用於尚玉或卓越理財客戶新資金,為發鈔行之中最高。HSBC ONE或其他客戶新資金,3個月及6個月期定存息率最高為4.5厘及4.4厘,最低存款金額為10,000港元或以上。
美元定存方面,匯豐尚玉或卓越理財客戶新資金優惠中,3個月及6個月定存息率最高為5厘,12個月定存息率最高則為4厘;若是HSBC ONE或其他客戶新資金的話,3個月及6個月定存息率最高為4.8厘,12個月定存息率更只有3.8厘。
匯豐銀行昨調升港元定存息,高端客戶3個月定存息加0.2厘,達到4.7厘,6個月加0.1厘,至4.6厘,為發鈔行之中最高。
香港銀行的拆息目前有5厘左右。無論大銀行或小銀行,定期存款的利息都相當高,大銀行如匯豐其3個月和6個月定期存款息率為4.6厘和4.7厘。小銀行的定存息率都超過了5厘。這反映了什麼訊息呢?

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