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三銀行定存息達5厘 最高見5.05厘 惟只適用特選職業及港漂? @ 2023-10-22T12: Back Hot News
Keyword:定存 個月
Concept:香港銀行 , 個月港元定存息高達
隨著匯豐上調定存息率後,本地銀行也相繼調高息率,料為年結作好准備。除了創興銀行將3個月定存息上調至最高5厘外,南洋商業銀行亦推出3個月港元定存息5.05厘優惠,為市場罕見高逾5厘息之選。
中小行定存息定價更為進取,當中創興銀行昨日加碼優惠,在指定條件下,50萬元或以上造3個月定存息可享5厘,比上周五的4.7厘加多0.3厘,優惠期截至月底。建行(亞洲)100萬元以上新資金,3個月定存息為4.85厘;交通銀行「網上新資金定期存款」100萬元以上,3個月定存息享4.7厘。
自從上周匯豐帶頭加港元定期存款息後,本周有10間銀行斗加不同存期的定存息,跟上周相同,包括恆生及渣打香港追貼匯豐及中銀香港加3個月年息至4.5厘、創興重推5厘息;南商更推5.05厘破頂息等。專家指下周長假後復市,料港銀陸續再加定存息,皆因10月已進入下半場,同業須為月結及年結預留頭寸,主攻3個月期的跨年錢。
此外,市面不乏大小銀行提供歐元定存息,包括匯豐及渣打香港等發鈔行,疊加大新及華僑銀行等。單以今年計,已有5間大小行追趕歐元加息快車,中銀香港、招商永隆、恆生及工銀亞洲新增歐元選擇,富邦更孖招齊發,推冠絕全城的7天高息王10.88厘,超越兩大龍頭行的7厘,又提供1個月3.88厘。而10月以來,創興及大眾銀行亦全面加息。

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