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【高息定存】渣打跟加定存息,四大行3個月看齊4.5厘 @ 2023-10-22T08: Back Hot News
Keyword:定存 個月
Concept:上調定期存款 , 個月港元定存息高達
港元拆息(HIBOR)徘徊高位,銀行及早鎖定跨年資金,陸續上調定存息。繼中銀及恆生周一(16日)跟隨匯豐上調3個月港元定存息至4.5厘後,昨日渣打同樣跟隨,把3個月定存息上調至4.5厘,6個月亦升至4.5厘,意味現時四大行3個月及6個月定存息劃一為4.5厘。
自從上周匯豐帶頭加港元定期存款息後,本周有10間銀行斗加不同存期的定存息,跟上周相同,包括恆生及渣打香港追貼匯豐及中銀香港加3個月年息至4.5厘、創興重推5厘息;南商更推5.05厘破頂息等。專家指下周長假後復市,料港銀陸續再加定存息,皆因10月已進入下半場,同業須為月結及年結預留頭寸,主攻3個月期的跨年錢。
此外,集友銀行同樣跟加3個月定存息至4.5厘,但起存要求100萬元新資金,適用於客戶透過分行或網上銀行辦理。若門檻較低,起存額20萬元,3個月定存息則僅加至4.35厘。
此外,市面不乏大小銀行提供歐元定存息,包括匯豐及渣打香港等發鈔行,疊加大新及華僑銀行等。單以今年計,已有5間大小行追趕歐元加息快車,中銀香港、招商永隆、恆生及工銀亞洲新增歐元選擇,富邦更孖招齊發,推冠絕全城的7天高息王10.88厘,超越兩大龍頭行的7厘,又提供1個月3.88厘。而10月以來,創興及大眾銀行亦全面加息。

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