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【高息定存】渣打跟加定存息,四大行3個月看齊4.5厘-生財有道-財智-生活- ET Net Mobile @ 2023-10-20T20: Back Hot News
Keyword:定存 個月
Concept:中銀恆生加定存息 , 銀行上調港元定期存款
港元拆息(HIBOR)徘徊高位,銀行及早鎖定跨年資金,陸續上調定存息。繼中銀及恆生周一(16日)跟隨匯豐上調3個月港元定存息至4.5厘後,昨日渣打同樣跟隨,把3個月定存息上調至4.5厘,6個月亦升至4.5厘,意味現時四大行3個月及6個月定存息劃一為4.5厘。
中小行定存息定價更為進取,當中創興銀行昨日加碼優惠,在指定條件下,50萬元或以上造3個月定存息可享5厘,比上周五的4.7厘加多0.3厘,優惠期截至月底。建行(亞洲)100萬元以上新資金,3個月定存息為4.85厘;交通銀行「網上新資金定期存款」100萬元以上,3個月定存息享4.7厘。
三大發鈔行中的渣打銀行公布最新美元定存優惠,12個月美元定存息率由上調至4.2厘、6個月享5厘、3個月為5
此外,市面不乏大小銀行提供歐元定存息,包括匯豐及渣打香港等發鈔行,疊加大新及華僑銀行等。單以今年計,已有5間大小行追趕歐元加息快車,中銀香港、招商永隆、恆生及工銀亞洲新增歐元選擇,富邦更孖招齊發,推冠絕全城的7天高息王10.88厘,超越兩大龍頭行的7厘,又提供1個月3.88厘。而10月以來,創興及大眾銀行亦全面加息。
南商上調3個月定存息至高達5.05厘,全城最高

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