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議員吁延長居屋按揭貸款保證期至40年有助激活二手市場 @ 2023-10-18T12: Back Hot News
Keyword:按揭 保證
Concept:房屋按揭貸款保證期 , 政府放寬二手居屋按揭保證期
對於有報道指,房委會考慮可否放寬資助出售單位的按揭貸款保證安排。房委會回覆本台查詢表示,考慮可否放寬按揭貸款保證的安排時,會顧及資助出售單位買家對延長還款保證期的訴求,以及希望促進居屋第二市場單位的流轉的目的。
他建議,將現行「白居二」所提供的「30年按揭還款保證期」(「30年減樓齡」),放寬至「60年減樓齡」。他指,香港的住宅借貸拖欠比率是0.05%,屬很低的水平,從各方面考慮,是可以放寬,讓市民多一個選擇。
房委會稱考慮可否放寬按揭貸款保證須顧及單位流轉等
施政報告2023︱議員倡放寬二手居屋按揭保證期至60年 助市民上車

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