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港元定期|5厘高息最後召集!3個月賺625元!5款9月到期優惠 @ 2023-09-26T08: Back Hot News
Keyword:定存 個月
Concept:銀行定存息 , 個月定存最高息
繼本月8日調升港元定存利率後,匯豐昨日再度上調港元新資金定存利率優惠,客戶在網上理財或流動理財,以港元新資金開立定存,匯豐尚玉客戶及匯豐卓越理財客戶,3個月定存息率達4.3厘,6個月定存息率為4.5厘。
匯豐不設開戶門檻的其他客戶,6個月和3個月港元新資金定期利率,亦較上周上升0.3厘,分別至4.3厘和4.1厘,客戶需透過網上理財或流動理財開立。不過,昨日亦有定存息較高的中小銀行調低年利率,建行亞洲起存門檻為100萬元的新資金港元定期,1個月至3個月的年利率較上周五下調0.1厘至4.7厘,6個月和12個月則維持4.2厘。
【明報專訊】季結將近,港元拆息全線抽升,加重銀行拆借成本,令發鈔銀行亦加入搶定存戰。港元拆息全線企於5厘以上的高水平,有分析認為美聯儲局今年內再加息一次機率甚高,本港最優惠利率料會上調,相信存款利率包括定存息會隨之而上升。存戶可先敘做3個月定存,至12月底年結前定存息隨拆息再抽升,再做6個月或1年定期鎖定較長期高息也未遲,但亦有投資界人士認為定存策略不用太復雜,可選較高息的6個月存款。
匯豐銀行昨日上調港元定存息率,其中私人銀行大戶所享定存息率,3個月由4.92厘加至5.15厘,6個月更由5.26厘加至5.41厘,起存額為50萬元。另外受季結及綠債認購即將結束影響,港元拆息全線上升,其中隔夜拆息升至5.75厘,創逾17年高位。 (BC)#匯豐 #定存息
定存攻略|匯豐上調定存息 6個月達4.5厘 冠絕發鈔行 美元定存最高5.2厘

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