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【高息定期存款】5厘定存10幾款任你揀拆解銀行加息背後原因- 香港經濟日報- 理財- 收息攻略 @ 2023-08-20T16: Back Hot News
Keyword:定存 個月 香港經濟日報
Concept:收息攻略 , 6個月港元定存息
另外,部分香港銀行為了攬儲,還拋出了7天特優的存款利率,但這樣高的利率時效性很短,7天過後,存款利率就回到了市場平均水平。例如中國銀行(香港)官網顯示,其針對人民幣7天特優定存年化利率高達11%,但是要求客戶必須同時兌換人民幣或外幣並開立存款賬戶,而當這筆錢存一個月的時候,年化利率為3.5%。
虛擬銀行紛紛搶加息,最新匯立銀行把12個月、9個月及7個月存期都加至4.3厘,6個月也有4.2厘;MOX BANK近期亦推出2年期4.2厘冠絕全城;富融也在最近把3個月存期加至4厘;眾安新開戶(獲好友推薦)5萬元定存最多有6.6厘。虛銀的優惠多不勝數,詳情可看下圖︰
另外,亦有銀行趁機推出高息定存,毋須銀債退款,花旗宣布,符合指定條件的新客,於本月26日之前,以5萬元或以上開立港元定存戶口,3個月定存息5.2厘。創興銀行至本月底止,任何客戶以新資金到該行做3個月港元定存,100萬元或以上有4.8厘息,500萬元或以上可享5厘。

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