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本港上季負資產按揭宗數及金額按季減少近一半- RTHK @ 2023-08-01T20: Back Hot News
Keyword:按揭 宗數
Concept:金額按季減少 , 季負資產住宅按揭貸款宗數
不過,中原按揭董事總經理王美鳳預期,第三季負資產數字有機會回升,經絡按揭轉介首席副總裁曹德明更料,負資產宗數或按季回升至6,000宗水平。
6月份新取用按揭貸款額按月多19.3%,至285億元,經絡按揭首席副總裁曹德明指出,新取用按揭數字雖然按月上升,惟受市場氣氛及加息因素影響,樓市交投轉靜,觀望氣氛濃厚,新申請及新批出按揭數字雙雙回調,即使金管局7月初放寬逆周期措施,但暫未見即時成效,料第三季按揭宗數將按季回落。
該行指出,根據差餉物業估價署公布的私人住宅售價指數中可見,第二季私人住宅售價指數報351.4點,比首季升5.6點或1.6%,並連升兩季。經絡按揭轉介首席副總裁曹德明表示,樓價連升兩季,加上銀行積極爭取按揭業務,對物業估價取態曾轉趨正面,使負資產個案再顯著回落。然而,次季樓市開始反覆偏軟,交投雙雙減少,最新6月份私人住宅售價指數亦連跌2個月,創4個月低位,加上受港美加息影響,市場觀望氣氛濃厚。曹德明料第三季樓價將持續偏軟,負資產宗數或按季回試至今年首季6,000宗水平。

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