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積金局吁打工仔定期檢視MPF 聚焦長線投資目標 @ 2023-06-26T12: Back Hot News
Keyword:強積金 投資
Concept:長線投資打工仔 , 定期檢視強積金投資組合
積金局主席劉麥嘉軒鼓勵打工仔女定期檢視自己的強積金投資組合,例如每半年或一年,並應著眼各類強積金基金的長期表現,了解它們的潛在風險、投資目標、開支比率,以便作出更明智的投資決定;又呼吁打工仔女不要因短期市場走勢而轉換基金,避免高買低賣得不償失。
2023年將近過了一半,積金局提醒大家作「半年中期檢討」。主席劉麥嘉軒在網志中表示,打工仔女宜定期檢視自己的強積金投資組合(例如每半年或一年),建立積極管理強積金的良好習慣,而在檢視的過程中,要緊記強積金是長線投資,與短線炒賣股票的概念截然不同,強積金在平均成本法下,長時間定期供款作投資有助「拉勻」購入單位的成本,緩和短期市場波動對投資的影響。打工仔女應著眼各類強積金基金的長期表現,了解其潛在風險、投資目標、開支比率,以便作出更明智的投資決定。

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