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定期存款2023 驚現5.5厘高息港元3個月4厘 10銀行輪流加存息- 香港經濟日報- 理財- 收息攻略 @ 2023-04-30T16: Back Hot News
Keyword:個月 銀行 最高 香港經濟日報 萬元 港元定期
Concept:定存最高 , 間銀行定期存款優惠
上一篇【有10萬元想做定期邊間好?】羅列各大銀行的低門檻之選。本文的起存門檻則為50萬元,3個月或以上的較長存期,最高4厘。12個月存期有兩間銀行達3.7厘,一年可收息$18,500。
高息定期存款玩法常變,近期有不少銀行都采取「短加長減」的策略,主要考慮到美聯儲的加息周期快將完結,高利率快見頂,因此都集中以高息短期存款搶資金。目前3個月定期存款,港元最高4厘,比12個月存期更高息;美元更高見5.5厘,也是較長息高。一起來看看有什麼條件︰
本周大新銀行也全線加息,多個存期重回3厘以上,而建行亞洲、星展銀行、大眾銀行等亦再加港元存息,其中大眾銀行把12個月存期加至3.7厘,是目前最高的現有資金年利率。下圖所列的是加了港元存息的銀行︰

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