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據報內地當局敦促銀行進一步下調存款定價利率- RTHK @ 2023-04-26T08: Back Hot News
Keyword:銀行 警戒線 內銀 內地 進一步下調存款利率
Concept:內銀淨息差跌 , 銀行進一步下調存款利率
【明報專訊】內地自去年多次調低貸款市場報價利率(LPR),以刺激經濟及扶助內房融資。內地市場利率一直處於低水平,令銀行淨息差大幅收窄。據報在內地25家已披露2022年年報的上市銀行中,有7家淨息差低於1.8厘的「警戒線」,料此為近期中小銀行密集下調存款利率以穩定淨息差的原因之一。
內地傳引導銀行本月繼續下調存款利率,其背後原因可能是部分商業銀行淨息差指標持續下行。官媒《證券日報》報道,截至4月24日,有7家上市內銀淨息差低於1.8%,按市場利率定價自律機制4月10日發布的《合格審慎評估實施辦法》,淨息差的評分「警戒線」為1.8%(含),低於1.8%將被扣分。
【NOW新聞台】內地據報要求銀行下調存款利率,官媒稱,多家上市內銀淨息差跌穿「警戒線」,促使中小銀行下調存息,穩定息差。
內媒報道,內地多間上市銀行的淨息差跌破1.8%「警戒線」,並仍面臨下行風險,據報內地監管當局引導多間內銀下調存款利率。建行(00939)及中行(03988)靠穩微升,買入內銀股仲值唔值博?

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