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港元定期|短存優惠大對決!7天、1個月、3個月:最高10.9厘 @ 2023-04-24T00: Back Hot News
Keyword:定期 個月 定存
Concept:銀行定存入場賺 , 個月定期存款高息優惠
【港元定期】多間銀行再推長存高息優惠,1年定期最高3.7厘,入場賺18,500元!《香港財經時報》一文整合188天、9個月、1年期3款定存,共8間銀行定期存款優惠比較合集,想賺盡高息要留意。
工銀亞洲表示,現時客戶透過網上銀行或手機銀行開立1個月至12個月美元定期存款,可享特惠年利率優惠,存款100萬美元或以上,定存3、6、12個月可享4.1%;1及2個月分別享1.8%及3.2%。定存其他金額的客戶,則分別可享2.6%至4%不等,詳情請參閱該行網站。
多間銀行近期大減港元定期年利率,美元定期存款卻多數維持不變,部分雖有減息,但與港元相比的息差擴闊。以創興銀行為例,其3個月美元定存最高5厘,但3個月港元定存為3.15厘,相差接近2厘。
與此同時,本港銀行傾向下調定期存款利率,高息定存買少見少,翻查銀行的定息利率,超過4厘的一年期定期存款更成絕唱。最新3間發鈔行,即渣打匯豐及中銀香港罕有齊心減息,日前渣打下調半年1年期年息0.2厘,三個月至一年期的定期利率,屆3厘至3.4厘水平。

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