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【港元定存】匯豐1年港元定存息減至3.4厘市料不少超高息明天到期後紛下架- 香港經濟日報- 即時新聞頻道- App專區 @ 2023-04-01T04: Back Hot News
Keyword:定存 個月 香港經濟日報 港元定期 理財 萬元 定期存款
Concept:間銀行定存 , 個月定期存款最高
SVB及瑞信等銀行連環出事,本港銀行也急搶美元存款,12個月存期一度高見5厘,目前最高4.8厘。但與此同時,港元定期存款再呈下跌趨勢,以致定存的美息差一下子拉闊至接近2厘。有銀行美元定存逾4厘,但港元定存低至2厘多。
多間銀行近期大減港元定期年利率,美元定期存款卻多數維持不變,部分雖有減息,但與港元相比的息差擴闊。以富邦銀行為例,12個月港元定存為3.6厘,但美元有4.8厘,較港元存息高出1厘之多。創興銀行的12個月美元定存最高4.35厘,但12個月港元定存為2.45厘,相差近2厘。

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