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港元定期|短存再有10厘新優惠:存5萬賺410元!賺息方法一覽 @ 2023-03-20T16: Back Hot News
Keyword:巴菲特 拜登政府 銀行危機
Concept:銀行業
【港元定期】定存息率急瀉,多款高息定存下架,不過在減息潮中,仍有貼近4厘尾巴的3.95厘優惠,存10萬元賺3,950元!《香港財經時報》一文整合7間銀行的息率格價比較,即睇最新息率走勢。
由於市場預期美聯儲最快今年結束加息,部分較短存期的產品反而更高息,目前全城最高港元定存,屬大新銀行的4.2厘,存期為5個月或6個月,但要100萬元新資金。若新資金規模為50萬元,則為4.1厘,半年賺息$10,250。
【港元定期存款】恆生半年港元定存減至3.19厘 邊間大行變最高息
▲ 【港元定存】港元半年期定存 最高4.1厘
例如目前唯一尚有4厘港元長息的大新銀行,6個月港元定期為最高4.1厘,12個月存期則為4厘。信銀國際早前也把3個月港元存息加至3.6厘,而12個月存期則減至3.5厘。
SVB倒閉,又關定期存款事?定存年利率推至最高5.1厘,港元也不乏4厘高息,即刻睇大戶一年輕松賺12萬元。

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