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港元定期|12款高息優惠合集:1個月、3個月、1年…最高達10厘 @ 2023-03-20T08: Back Hot News
Keyword:優惠 最高 港元定期 銀行 個月 香港經濟日報 收息 元定存
Concept:港元定期存款 , 個月定存最高
個人客戶於辦公時間透過網上銀行或手機銀行開立港元定期存款,可享特惠年利率優惠。按入場費300萬元計算,全期賺息120,000元。
本金愈大,利息愈高,是許多銀行的定存玩法。例如虛銀LIVI BANK也是最少存20萬元才有較高年息優惠,是12個月存期3.5厘;大新銀行的定存優惠也是20萬元起跳;招商永隆若起存額有50萬元,最高年息有3.75厘(12個月存期),也略高於50萬元以下的3.7厘。
而市場傳統銀行亦不乏高短息,近期也有上調跡象,例如信銀國際、交銀香港及大新銀行,均將3個月存息上調至3.7厘,是虛銀特別優惠以外目前全港最高。
2個月定存方面,年利率最高的是東亞銀行。東亞為其全數碼綜合戶口「BEA GOAL」推出定存優惠,全新「BEA GOAL」客戶開立2個月港元定存,年利率6.8厘,起存額為1,000元,最多2萬元。以存額2萬元計,2個月可賺227元利息。

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