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港元定期|1個月破頂10厘優惠延期|3個月3.45厘+1,555元抽獎 @ 2023-03-02T00: Back Hot News
Keyword:港元定期 香港經濟日報 定存 定期存款 優惠 最高 個月
Concept:定存最高 , 定期存款優惠
2月已屆尾聲,月結在即扯高拆息,但今天(2月27日)仍有兩間大小銀行減港元定期存款息,包括恆生(00011)削3個月、半年及1年期0.1厘,是今年第7度下調定存息;單以2月計已5度出手。至於星展狠削4個月以上年息,當中1年期劈0.5厘、至僅得3.3厘;尚幸建行亞洲加1個月0.1厘至3.1厘。
踏入2023年,銀行大減港元定期存款,但美元息率卻企硬,最新3及6個月存期更加至最高5厘,遠比港元高息,以10萬美元起存額計,半年賺息接近兩萬港元。12個月存期最高4.85厘,相比之下12個月港元定存最高4厘,息差也愈擴愈闊。幾乎所有銀行的美元定存仍守住4厘高息。目前在各存期的最高年利率,都普遍較港元的存息高。
相關文章:【港元定期存款】恆生半年港元定存減至3.19厘 邊間大行變最高息
此外,港元定期存款自去年底掀劈息戰;但澳元定存近期卻爆加息搶客戰,中資行更罕有斗高息搶吸澳元,包括中銀香港(02388)於2月中新推3個月澳元定存年息享3厘,招商永隆更連番加息。

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