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《大行報告》富瑞:恆生(00011.HK)去年下半年撥備前營業利潤及第四次中期息勝預期 @ 2023-02-22T08: Back Hot News
Keyword:恆生
Concept:恆生銀行去年預期信貸
恆生銀行去年預期信貸損失變動按年急升1.7倍至76.3億元,由於內地商業房地產持續有面對再融資風險,集團調低部分企業評級,顯著增加相關預期信貸損失提撥,對業績帶來影響,但強調下半年業績重拾增長勢頭。
恆生銀行公布,恆生中國去年營業溢利按年跌77%,由於內地商業房地產貸款的預期信貸損失撥備增加;撇除有關變動前,營業溢利按年升9%。去年收入升近4%,淨利息收入及非利息收入均有增長。
內房風險是2022年拉開香港銀行間業績與股價走勢的重要因素,民營內房敞口較大的恆生銀行與東亞銀行信用成本較高,拖累盈利表現。

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