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虛擬銀行|WeLab Bank推Go息祭存款優惠1個月存款年利率13.14厘 @ 2023-02-17T08: Back Hot News
Keyword:港元 定存 個月
Concept:高息港元定期存款 , 銀行定存最高
【港元定期】短存息率低迷,部份銀行下調3個月定期至3厘以下,不過亦有銀行積極推出快閃優惠,4厘優惠多個選擇,入場賺10,000元。《香港財經時報》整合5款高息優惠,想賺盡利息要留意!
▲ 【港元高息定存】富邦推快閃港元定存 3個月4厘
2023年定期存款一直都是下降趨勢,但有零星銀行近日竟不減反加,未知能否帶動同業形成趨勢。其中一間是一向作為定存指標的富邦,它是去年最先達到5厘水平的銀行,但近日持續減至3.3厘後,今日把50萬元起存的3、6及12個月存期優惠,一致調升至3.6厘,加幅達0.3個百分點,而且另推3個月4厘優惠,要100萬元新資金。
工銀亞洲最新公布該行最新高息港元定期存款,現時該行理財金客戶以300萬元至1,000萬元以下,開立12個月定存,可享3.9厘息率;以80萬元至300萬元以下開立12個月定存,可享3.8厘;至於5萬元至80萬元以下開立12個月定存,可享3.7厘。
3個月存期繼續以花旗的4.88厘最高,該優惠暫時截至2月18日,但熟悉的讀者都知道,這優惠門檻不低,需為花旗私人客戶 / CITIGOLD 戶口的新客戶,而且需持有指定產品結存,起存額為5萬元。事實上,這項優惠如果換為美元定存,有高達5.28厘,3個月或以上存期而言,是目前全城最高的。

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