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5厘何處尋?活期存款月月增息建行最高5.5厘大新存1年逾5厘(新增華僑永亨) - 香港經濟日報- 理財- 收息攻略 @ 2023-02-08T12: Back Hot News
Keyword:定存
Concept:銀行定期存款優惠 , 元定存最高息
目前港元定存最高息為花旗的3個月4.88厘,這項優惠已推了約2個月,大約每兩周都作檢討,在近日許多銀行都減息之下,該行最新仍延續此優惠至2月18日。不過熟悉的讀者可能已知道,這優惠門檻並不低,雖然起存額只5萬元,但需為CITIGOLD戶口新客戶,也要持有指定產品結存,才有此年利率。
當3個月存期的港元存息已退守3厘水平時,花旗的3個月美元定存仍有5.28厘,最新優惠期延至2月18日(即下周六),同樣比其3個月港元定期4.88厘高息。
港匯今天轉弱,1個月拆息終止連跌10天,今天稍回升至2.47厘。檢視港元定存高息榜,現時1個月年息以匯豐(HSBC)「交易薈」的10厘領先;3個月年息以花旗的4.88厘稱冠。論及冠絕全城的高息王,中銀香港 (02388)於本周五(10日)推7天18厘奪冠。

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