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【人幣定存】1年人幣定存息最高2.9厘港銀存息走勢呈兩極化- 香港經濟日報- 即時新聞頻道- App專區 @ 2023-02-04T00: Back Hot News
Keyword:定存 港元定期
Concept:港元定存息最高 , 港元定期存款優惠
環球央行加息,令銀行的定期存款年利率在去年升至5厘水平,多年來罕見。然而,美聯儲已經開始放緩加息幅度,點陣圖亦顯示利率高位或在2024年下降,即2023年可能見加息終章。近日多家銀行都減存息,港元定存而言,5厘高息已盡數到期或撤走,目前12個月港元定期最高為4.3厘,低門檻最高4.2厘,雖然已從高峰減下來,但始終是年回報達4厘以上的穩陣資產,不可忽視。
一向是定存指標的富邦銀行,其12個月港元定期年利率,一減再減至最新3.4厘,較上月初的5.1厘,已累計下調1.2厘之多。

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