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孫玉菡吁毋須過分擔憂市場短期波幅影響強積金投資表現 @ 2022-11-04T16: Back Hot News
Keyword:強積金 孫玉菡
Concept:打工仔今年人均蝕 , 無計劃成立保證回報強積金基金
工聯會立法會議員黃國今日(2日)向勞工及福利局局長孫玉菡提出書面質詢,問到當局會否考慮調整強積金機制,以增加其抗衡市場波動的能力。孫玉菡坦言,由於強積金由私營管理,加上現時有眾多投資選項,因此當局現時未有計劃成立保證回報或與通脹掛鉤的強積金基金。
原本計劃保障打工仔退休生活的強積金表現強差人意,但是孫玉菡稱,強積金計劃成員「無須過分擔憂市場短期波幅或個別年度的投資表現」,說強積金21年來有14年錄得正回報,又說「預設投資策略」的基金表現亦超越通脹率;並表示,考慮到強積金制度由私營管理的目標,及400多個投資基金選項,政府目前沒有計劃成立保證回報,或與通脹掛鉤的強積金基金。

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