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「自己來養老」 大陸試點養老儲蓄引熱議 @ 2022-08-02T08: Back Hot News
Keyword:養老儲蓄 試點
Concept:中國銀行 , 大陸試點養老儲蓄
中國銀保監會與中國人民銀行近日連袂公布「關於開展特定養老儲蓄試點工作的通知」,提出將由工、農、中、建四家大型國有商業銀行在合肥、廣州、成都、西安、青島推展特定養老儲蓄產品試點。試點產品包括整存整取、零存整取、整存零取三種,期限分為5年、10年、15年和20年,利率略高於大型銀行五年期定期存款掛牌利率,亦即略高於3%。
中國人民銀行發出的通知中指出,從今年 11 月 20 日起,由中國工商銀行、中國農業銀行、中國銀行和中國建設銀行四家大型銀行,在合肥、廣州、成都、西安和青島市五個城市,展開特定養老儲蓄試點,單家銀行試點規模不超過 100 億元人民幣(約 14.8 億美元),試點期限暫定為一年。

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