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4月積金人均蝕1.1萬 | 頭條日報 @ 2022-04-29T12: Back Hot News
Keyword:強積金 人均蝕
Concept:首季強積金表現
今年首季強積金表現欠佳,或許有人會歸咎於中港股市走勢差所致,如此論調不無道理。但誠如積金局所言,強積金表現看長線的,那麼不妨回顧近十年表現,按著積金評級指數─股票基金(香港及中國),近十年的年均回報為3.39%,而按著積金評級指數─所有基金表現指數為3.94%,兩者相距不大,倘若指向香港及中國股票基金表現差,強積金總體表現同樣是差。而擁有十年表現記錄的有25項指數,中位數是4.45%,表現如何大家應心中有數。前文已跟大家表示,我們每年承擔的通脹率實際應是7%至8%;不過若大家能忍受商品質量漸漸下降的現象,也可將通脹率視為5%。

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