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建行(00939)首季純利升逾10% 勝預期 @ 2014-04-28T09: Back Hot News
Keyword:建行首季
Concept:建行不良貸款 , 建行首季淨利
期內建行資產減值損失金額上揚35.2%,至115.5億元,但較中行漲近83%及農行升7.2%,增幅屬中游位置,而建行首季客戶貸款和墊款減值損失涉106.9億元(約132.5億港元),漲26.6%。
根據內銀季報顯示,大型銀行承受的息差壓力,較中小型銀行為輕,其中,農業銀行(1288)淨息差有所擴闊,惟民生銀行(1988)淨息差則按季收窄逾20點子。建行首季淨息差為2.81厘,據證券商估計,按季輕微縮窄約1點子,資金成本大致維持穩定。
截至上月底,建行首季資本充足比率 13.5%,一級資本充足率11.11%,核心一級資本充足率 11.11%,較去年底分別上升 0.16、0.36 和0.36 個百分點。
建行首季多賺一成略勝預期 減值損失大升35%
不過,與早前公布業績的農行(1288)一樣,建行首季淨息差有所改善,淨息差較去年底拓寬0.07個百分點至2.81厘。
建行首季淨利潤659億增長10.4% 27日晚間一季報解讀

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